BPAY Settlement & Clearance Times

BPAY payments made by your customers before their banks specified cut off time, on a valid business day, will generally appear within Pay Advantage after 10pm that night.

Funds are settled into your nominated bank account on the Next Business Day from receipt of the payment.



Monday 2.30pm a Customer makes a payment (before their banks cutoff)

Monday 10.00pm payment information is interchanged between BPAY Billers and the payment will appear within your Pay Advantage account

Tuesday 7.00am funds are sent to your nominated financial institution, depending on your bank, funds will generally be available within 2 hours or before close of business.


Please note: 

Payments from your customers must be made before their banks cutoff time. If a payment is not made before their banks cutoff time the payment will be processed on the next business day. If a customer made a payment after their banks cutoff on a Friday, the payment will not be received by us until Midnight on the next business day (ie Monday).

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